Cost of living in Zambia

Zambia, a landlocked country in southern Africa, offers several advantages for those who choose to live there. Firstly, Zambia boasts stunning natural beauty. In the north, the country is home to the famous Victoria Falls, one of the Seven Natural Wonders of the World. This magnificent waterfall attracts tourists from around the globe thanks to its mesmerizing beauty and thrilling activities such as bungee jumping and white-water rafting.

Secondly, Zambia is rich in wildlife and offers exceptional safari opportunities. The country is home to several national parks, including South Luangwa National Park, which is renowned for its walking safaris. Visitors can experience up-close encounters with various animals, including elephants, lions, and giraffes, making it an unforgettable experience for nature lovers.

Moreover, Zambia is known for its friendly and welcoming people. Zambians are known for their warmth and hospitality, making it easy for expatriates to acclimate to the local culture. The country has a diverse population, with over 70 ethnic groups, adding to its vibrant and multicultural atmosphere.

Additionally, Zambia offers a relatively low cost of living compared to many other countries. Housing, transportation, and daily expenses are generally affordable, making it an attractive destination for those looking to stretch their budgets and enjoy a comfortable lifestyle.

Lastly, Zambia has a stable political environment, which is essential for individuals looking to settle in a foreign country. The country has experienced peaceful transitions of power, creating a sense of security and stability for its residents.

In summary, living in Zambia offers numerous advantages, including breathtaking natural beauty, exceptional wildlife experiences, a welcoming culture, affordable cost of living, and a stable political environment. These factors contribute to making Zambia an enticing destination for individuals seeking a high quality of life in a picturesque African setting.

Average salaries in Zambia

Here are some examples of average monthly earnings for popular positions in Zambia:

1. Teacher: The average monthly salary for a teacher in Zambia is around 4,000 Zambian Kwacha (approximately 200 euros or 230 US dollars).

2. Salesperson: A salesperson in Zambia can earn an average monthly salary of about 3,000 Zambian Kwacha (approximately 150 euros or 170 US dollars).

3. Driver: The average monthly earnings for a driver in Zambia is around 3,500 Zambian Kwacha (approximately 175 euros or 200 US dollars).

Please note that these figures are approximate and can vary depending on factors such as experience, qualifications, and location within Zambia. It’s also important to consider that the cost of living in Zambia may be lower compared to European or American standards.

In summary, the average monthly earnings for popular positions in Zambia are as follows:

– Teacher: 4,000 Zambian Kwacha (200 euros or 230 US dollars)

– Salesperson: 3,000 Zambian Kwacha (150 euros or 170 US dollars)

– Driver: 3,500 Zambian Kwacha (175 euros or 200 US dollars)

Food prices in Zambia

Meals in restaurants

Here are some examples of meal prices in restaurants in Zambia:

1. Traditional Zambian dish (such as nshima with chicken or beef): 50 ZMW (approximately 2.5 EUR or 3 USD)

2. Western-style fast food meal (such as a burger with fries and a drink): 70 ZMW (approximately 3.5 EUR or 4 USD)

3. Pizza (medium size): 100 ZMW (approximately 5 EUR or 6 USD)

4. Indian curry with rice: 80 ZMW (approximately 4 EUR or 5 USD)

5. Chinese stir-fried noodles or rice with vegetables and chicken: 60 ZMW (approximately 3 EUR or 4 USD)

6. Fish and chips: 90 ZMW (approximately 4.5 EUR or 5.5 USD)

7. Vegetarian meal (such as a salad or vegetable stir-fry): 40 ZMW (approximately 2 EUR or 2.5 USD)

8. Sandwich or wrap with a side salad: 50 ZMW (approximately 2.5 EUR or 3 USD)

9. Breakfast (such as eggs, toast, and coffee): 30 ZMW (approximately 1.5 EUR or 2 USD)

10. Ice cream or dessert: 20 ZMW (approximately 1 EUR or 1.5 USD)

Please note that these prices are approximate and can vary depending on the location and type of restaurant. Additionally, prices may be higher in tourist areas or upscale establishments. It’s always a good idea to check the menu or ask the staff for the current prices before ordering.

Grocery shopping

Here is a list of basic food items and their prices in Zambia:

1. Rice (1kg) – 10 ZMW ($0.50) or €0.45

2. Maize meal (1kg) – 8 ZMW ($0.40) or €0.36

3. Bread (loaf) – 10 ZMW ($0.50) or €0.45

4. Milk (1 liter) – 12 ZMW ($0.60) or €0.54

5. Eggs (dozen) – 15 ZMW ($0.75) or €0.68

6. Chicken (1kg) – 30 ZMW ($1.50) or €1.36

7. Beef (1kg) – 50 ZMW ($2.50) or €2.27

8. Potatoes (1kg) – 8 ZMW ($0.40) or €0.36

9. Tomatoes (1kg) – 10 ZMW ($0.50) or €0.45

10. Onions (1kg) – 8 ZMW ($0.40) or €0.36

Please note that these prices are approximate and may vary depending on the location and the specific store. It’s also important to consider that the exchange rates for Zambian Kwacha to Euro or US Dollar may fluctuate.

In Zambia, the cost of basic food items is relatively affordable compared to some other countries. However, it’s important to note that the prices mentioned above may still be relatively high for the average Zambian, considering the average income levels in the country.

It’s also worth mentioning that the prices of food items can vary depending on the season and availability. Additionally, imported products may be more expensive compared to locally produced ones.

Overall, while the prices of basic food items in Zambia are relatively affordable, it’s important to ensure that they remain accessible to all segments of the population, especially those with lower incomes.

Cafes and bars

Here is a list of average prices for beverages served in bars and cafes in Zambia:

1. Bottled water: 5 ZMW (0.25 EUR, 0.30 USD)

2. Soft drinks (Coca-Cola, Sprite, etc.): 10 ZMW (0.50 EUR, 0.60 USD)

3. Local beer (Mosquito, Castle, etc.): 15 ZMW (0.75 EUR, 0.90 USD)

4. Imported beer (Heineken, Guinness, etc.): 20 ZMW (1 EUR, 1.20 USD)

5. Local spirits (rum, vodka, gin): 20 ZMW (1 EUR, 1.20 USD)

6. Imported spirits (whiskey, tequila, etc.): 30 ZMW (1.50 EUR, 1.80 USD)

7. Cocktails: 40 ZMW (2 EUR, 2.40 USD)

8. Fresh fruit juice: 15 ZMW (0.75 EUR, 0.90 USD)

9. Coffee: 15 ZMW (0.75 EUR, 0.90 USD)

10. Tea: 10 ZMW (0.50 EUR, 0.60 USD)

Please note that these prices are approximate and may vary depending on the location and establishment. It is always a good idea to check the menu or ask the staff for the current prices.

Accomodation

Flat rental in Zambia

The approximate costs of renting apartments in Zambia are as follows:

1. One-bedroom apartment in the city center: ZMW 4,000-6,000 per month (€200-€300, $230-$350)

2. One-bedroom apartment outside the city center: ZMW 2,500-4,000 per month (€125-€200, $145-$230)

3. Three-bedroom apartment in the city center: ZMW 8,000-12,000 per month (€400-€600, $460-$700)

4. Three-bedroom apartment outside the city center: ZMW 5,000-8,000 per month (€250-€400, $290-$460)

Please note that these prices are approximate and can vary depending on the location, size, and condition of the apartment. Additionally, rental prices may be higher in popular areas or neighborhoods with better amenities.

It is also important to consider additional costs such as utilities (electricity, water, internet), which are usually not included in the rent. These costs can range from ZMW 500-1,000 per month (€25-€50, $30-$60) depending on usage.

When renting an apartment in Zambia, it is common to pay a security deposit equivalent to one or two months’ rent. This deposit is refundable at the end of the lease period, provided there is no damage to the property.

Overall, renting an apartment in Zambia can be affordable compared to other countries, especially if you choose a location outside the city center. It is advisable to research and compare prices before making a decision, and consider working with a reputable real estate agent or using online platforms to find available rentals.

Buy a house or apartament in Zambia

The approximate costs of purchasing houses and apartments in Zambia are as follows:

1. Low-cost houses: These are usually small, basic houses located in rural areas or low-income neighborhoods. Prices range from 100,000 ZMW to 300,000 ZMW (approximately 5,000 to 15,000 euros or 6,000 to 18,000 US dollars).

2. Mid-range houses: These are typically larger houses with better amenities and located in middle-class neighborhoods. Prices range from 400,000 ZMW to 800,000 ZMW (approximately 20,000 to 40,000 euros or 24,000 to 48,000 US dollars).

3. Luxury houses: These are high-end properties with modern facilities and often located in upscale neighborhoods or gated communities. Prices can vary significantly depending on the location and size of the property, ranging from 1,000,000 ZMW to 10,000,000 ZMW (approximately 50,000 to 500,000 euros or 60,000 to 600,000 US dollars).

4. Apartments: The cost of apartments in Zambia also varies depending on the location and size. In urban areas, a one-bedroom apartment can cost around 300,000 ZMW to 600,000 ZMW (approximately 15,000 to 30,000 euros or 18,000 to 36,000 US dollars), while a three-bedroom apartment can range from 800,000 ZMW to 1,500,000 ZMW (approximately 40,000 to 75,000 euros or 48,000 to 90,000 US dollars).

It is important to note that these prices are approximate and can vary depending on factors such as location, condition of the property, and current market trends. Additionally, it is advisable to consult with a local real estate agent or conduct thorough research before making any purchasing decisions.

Transport in Zambia

Public transport

Here is a list of different forms of public transportation in Zambia, along with their approximate prices in the local currency (Zambian Kwacha), euros, and US dollars:

1. Minibus (known as “kombi”):

– Short distance within the city: 5-10 Kwacha (€0.25-€0.50 / $0.30-$0.60)

– Longer distance within the city: 10-15 Kwacha (€0.50-€0.75 / $0.60-$0.90)

2. Bus:

– Short distance within the city: 3-5 Kwacha (€0.15-€0.25 / $0.18-$0.30)

– Longer distance within the city: 5-10 Kwacha (€0.25-€0.50 / $0.30-$0.60)

3. Taxi:

– Starting fare: 10-20 Kwacha (€0.50-€1 / $0.60-$1.20)

– Per kilometer: 5-10 Kwacha (€0.25-€0.50 / $0.30-$0.60)

4. Train:

– Short distance within the city: 5-10 Kwacha (€0.25-€0.50 / $0.30-$0.60)

– Longer distance within the country: 50-100 Kwacha (€2.50-€5 / $3-$6)

5. Bicycle:

– Hourly rental: 5-10 Kwacha (€0.25-€0.50 / $0.30-$0.60)

– Daily rental: 20-30 Kwacha (€1-€1.50 / $1.20-$1.80)

Please note that these prices are approximate and may vary depending on the specific location and time of travel. It is always advisable to confirm the fares with the respective transportation providers before boarding.

In conclusion, public transportation in Zambia offers affordable options for commuting within the cities. Minibuses and buses are the most common and cost-effective means of transport, while taxis provide a more convenient but slightly more expensive option. Trains and bicycles are also available for longer distances or eco-friendly travel.

Fuel prices

Here are some examples of fuel prices in Zambia:

1. Petrol (unleaded): 15 ZMW per liter (0.70 EUR or 0.80 USD)

2. Diesel: 13 ZMW per liter (0.60 EUR or 0.70 USD)

3. Liquefied Petroleum Gas (LPG): 10 ZMW per kilogram (0.45 EUR or 0.50 USD)

Please note that these prices are approximate and may vary depending on the location and current market conditions. It’s always a good idea to check with local gas stations for the most up-to-date prices.

In recent years, fuel prices in Zambia have been relatively stable, with occasional fluctuations due to global oil price changes and local economic factors. The government of Zambia regulates fuel prices to ensure affordability and stability in the market.

Fuel prices play a significant role in the overall cost of living and transportation in Zambia. As a landlocked country, Zambia relies heavily on imported fuel, which can contribute to higher prices compared to countries with direct access to oil reserves.

It’s worth noting that fuel subsidies are sometimes implemented by the government to mitigate the impact of high fuel prices on consumers. These subsidies aim to keep fuel prices affordable, especially for low-income households and the transportation sector.

In conclusion, fuel prices in Zambia are subject to change but generally fall within the range of 13-15 ZMW per liter for petrol and diesel. LPG prices are typically around 10 ZMW per kilogram.

Vehicles rental

Here are some examples of rental prices for vehicles such as cars or scooters in Zambia:

1. Car Rental:

– Economy car: 400 ZMW per day (approx. 20 EUR / 23 USD)

– Mid-size car: 600 ZMW per day (approx. 30 EUR / 35 USD)

– SUV: 800 ZMW per day (approx. 40 EUR / 46 USD)

2. Scooter Rental:

– 125cc scooter: 200 ZMW per day (approx. 10 EUR / 12 USD)

– 250cc scooter: 300 ZMW per day (approx. 15 EUR / 17 USD)

Please note that these prices are approximate and may vary depending on the rental company, location, and duration of the rental. It is always recommended to check with local rental agencies for the most accurate and up-to-date prices.

Zambia uses the Zambian Kwacha (ZMW) as its local currency. The approximate values in euros (EUR) and US dollars (USD) are provided for reference purposes.

Entertainment prices in Zambia

Here is a list of different forms of entertainment in Zambia, along with their approximate prices in the local currency (Zambian Kwacha), euros, and US dollars:

1. Movie ticket: 50 ZMW (2.5 EUR, 3 USD)

2. Concert ticket: 100-500 ZMW (5-25 EUR, 6-30 USD)

3. Theatre play ticket: 50-200 ZMW (2.5-10 EUR, 3-12 USD)

4. Museum entrance fee: 20-100 ZMW (1-5 EUR, 1.2-6 USD)

5. Safari tour: 500-2000 ZMW per person (25-100 EUR, 30-120 USD)

6. Game park entrance fee: 50-200 ZMW (2.5-10 EUR, 3-12 USD)

7. Nightclub cover charge: 50-200 ZMW (2.5-10 EUR, 3-12 USD)

8. Bowling alley per game: 50-100 ZMW (2.5-5 EUR, 3-6 USD)

9. Go-karting session: 100-200 ZMW (5-10 EUR, 6-12 USD)

10. Paintball session: 100-300 ZMW (5-15 EUR, 6-18 USD)

Please note that these prices are approximate and can vary depending on the location, quality, and popularity of the entertainment venues. It’s always a good idea to check the current prices before planning your activities.

In Zambia, there is a wide range of entertainment options available at various price points. From watching movies and attending concerts to exploring museums and going on safari tours, there is something for everyone. The prices mentioned above give a general idea of the cost of entertainment in Zambia, but it’s important to keep in mind that these prices can vary.

For those looking for affordable options, movie tickets and museum entrance fees are relatively inexpensive. On the other hand, attending concerts and theater plays can be slightly more expensive, depending on the performers and venue.

For nature enthusiasts, game park entrance fees and safari tours offer a chance to explore Zambia’s rich wildlife. These activities can range from budget-friendly options to more luxurious experiences, depending on the type of tour and accommodation chosen.

Nightclubs, bowling alleys, go-karting, and paintball sessions provide options for those seeking more active and social forms of entertainment. Prices for these activities can vary depending on the location and facilities available.

Overall, Zambia offers a diverse range of entertainment options to suit different interests and budgets. Whether you’re a nature lover, art enthusiast, or simply looking for a fun night out, there is something for everyone in Zambia.

Basic services in Zambia

Here is a list of basic services and their approximate prices in Zambia:

1. Cinema ticket: The average price for a cinema ticket in Zambia is around 50 ZMW (2.5 EUR / 3 USD).

2. Haircut (men): A basic men’s haircut in Zambia costs around 50 ZMW (2.5 EUR / 3 USD).

3. Haircut (women): Women’s haircuts can vary in price depending on the salon and style, but on average, they range from 100 ZMW to 300 ZMW (5-15 EUR / 6-18 USD).

4. Beauty salon services: Services such as manicures, pedicures, and facials in Zambia typically range from 100 ZMW to 300 ZMW (5-15 EUR / 6-18 USD) depending on the complexity and duration of the treatment.

5. Massage: The cost of a one-hour massage in Zambia can range from 200 ZMW to 500 ZMW (10-25 EUR / 12-30 USD) depending on the type of massage and the location.

6. Car mechanic: The prices for car repairs and maintenance in Zambia can vary depending on the type of service required. However, basic services such as an oil change or tire rotation can cost around 200 ZMW (10 EUR / 12 USD).

Please note that these prices are approximate and can vary depending on the location, quality of service, and other factors. It is always recommended to check with specific service providers for accurate pricing information.

Healthcare

Here is a list of prices for private healthcare services in Zambia:

1. Visit to a specialist doctor: The cost of a consultation with a specialist doctor in Zambia can range from 500 ZMW to 1,500 ZMW (approximately 25-75 euros or 30-90 US dollars).

2. Dental check-up: A routine dental check-up in Zambia can cost around 300 ZMW to 800 ZMW (approximately 15-40 euros or 18-50 US dollars).

3. Eye examination by an ophthalmologist: The cost of an eye examination by an ophthalmologist in Zambia can range from 400 ZMW to 1,000 ZMW (approximately 20-50 euros or 25-60 US dollars).

4. Prescription glasses: The price of prescription glasses in Zambia can vary depending on the type and quality. On average, a pair of prescription glasses can cost around 800 ZMW to 2,000 ZMW (approximately 40-100 euros or 50-120 US dollars).

5. Laboratory tests: The cost of laboratory tests in Zambia can vary depending on the type of test. Basic blood tests can range from 200 ZMW to 500 ZMW (approximately 10-25 euros or 12-30 US dollars), while more specialized tests can be more expensive.

It is important to note that these prices are approximate and can vary depending on the location and specific healthcare provider in Zambia. Additionally, prices for private healthcare services may be higher compared to public healthcare facilities.

Vacations and trips

Here is a list of prices related to vacations and trips in Zambia:

1. Accommodation:

– Budget guesthouses: 200-400 ZMW per night (10-20 EUR, 12-24 USD)

– Mid-range hotels: 600-1,200 ZMW per night (30-60 EUR, 36-72 USD)

– Luxury lodges: 2,000-5,000 ZMW per night (100-250 EUR, 120-300 USD)

2. Transportation:

– Domestic flights: 1,500-3,000 ZMW for a one-way ticket (75-150 EUR, 90-180 USD)

– Car rental: 800-1,500 ZMW per day (40-75 EUR, 48-90 USD)

– Taxi: 50-100 ZMW for short distances (2.5-5 EUR, 3-6 USD)

3. Activities:

– Safari tours: 1,000-3,000 ZMW per person (50-150 EUR, 60-180 USD)

– Victoria Falls tour: 200-500 ZMW per person (10-25 EUR, 12-30 USD)

– White-water rafting: 800-1,500 ZMW per person (40-75 EUR, 48-90 USD)

– Bungee jumping: 1,000-2,000 ZMW per person (50-100 EUR, 60-120 USD)

4. Food and drinks:

– Local restaurant meal: 50-100 ZMW per person (2.5-5 EUR, 3-6 USD)

– Western-style restaurant meal: 100-200 ZMW per person (5-10 EUR, 6-12 USD)

– Bottle of water: 5-10 ZMW (0.25-0.50 EUR, 0.30-0.60 USD)

– Local beer: 10-20 ZMW (0.50-1 EUR, 0.60-1.20 USD)

Please note that these prices are approximate and can vary depending on the location, season, and level of luxury. It’s always a good idea to check with specific providers for the most up-to-date prices.

Clothes and accessories

The average prices of clothing and accessories in Zambia are as follows:

1. T-shirts: ZMW 100-150 (approx. €5-€7, $6-$8)

2. Shirts: ZMW 150-250 (approx. €7-€12, $8-$14)

3. Jeans: ZMW 200-300 (approx. €10-€15, $12-$17)

4. Dresses: ZMW 250-400 (approx. €12-€20, $14-$23)

5. Skirts: ZMW 150-250 (approx. €7-€12, $8-$14)

6. Shorts: ZMW 100-200 (approx. €5-€10, $6-$12)

7. Shoes: ZMW 200-500 (approx. €10-€25, $12-$29)

8. Bags: ZMW 100-300 (approx. €5-€15, $6-$17)

9. Hats: ZMW 50-150 (approx. €2-€7, $3-$8)

10. Belts: ZMW 50-150 (approx. €2-€7, $3-$8)

Please note that these prices are approximate and may vary depending on the brand, quality, and location of the store. It is always recommended to compare prices and negotiate if possible.